Sauk Valley Bank
Tracy Downs currently serves as Senior Vice President Customer Service Officer at Sauk Valley Bank since March 2025. Prior to this role, Tracy held the position of Chief Operating Officer at German American State Bank from November 2001 to March 2025, focusing on project management and operational excellence. Tracy also worked at US Bank from October 1998 to October 2001, where positions included Chief Operating Officer, Senior Vice President of Compliance & Marketing, and Branch Manager. Tracy holds a Graduate Degree in Banking from the University of Wisconsin-Madison (2014-2016) and a Bachelor of Arts in Finance from Loras College (1994-1998).
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Sauk Valley Bank
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Sauk Valley Bank originated through the philosophies of a group of bankers, farmers and business professionals who realized the need for a community bank that focused on the needs of its customers and community. Our foundation is made up of putting customers first, which drives customized solutions, personalized services and products that are truly beneficial. At the center of what Sauk Valley Bank stands for is community. We strive to serve our communities with the highest quality of service, while also thinking outside the box and giving back in every way we can. We build relationships around accountability to our customers by delighting them with the attention and respect they deserve. We think local, live local and lend local. We’ve come a long way over these last 20 years and we’re proud to say that through it all, we’ve never lost that fundamental focus on our customers. Our product and service offerings bring banking to you, anytime, anywhere. Member FDIC. Equal Housing Lender. Bank NMLS #: 407869